Best 7 Merchant Services

If you want to add value to your business, increase revenue and attract new customers by accepting credit cards, you’ll need to work with a reputable Merchant Services provider, but it doesn’t mean you should pay high fees. Here are our 2023 top picks: 

Last Updated: November, 2023
9.5
Outstanding


No Set Up Fees

9.8
Outstanding


Flat Rate, 0% Markup

9.2
Excellent


Same Day Approvals

Top Pick 2023

Stax Payments Best Features:

  • #1 Payment Processor in the U.S.
  • Transparent Pricing & No Upfront Costs
  • Save an Average of 40% on Fees
  • 24/7 Customer Support
9.8
Outstanding

4579 user reviews on 2 sites
Terminals
EMV Reader
Mobile Payments

proMerchant Best Features:

 

  • Simple & Transparent Pricing
  • Zero Cost Processing Option
  • Fits High & Low-risk Merchants
9.5
Outstanding

3928 user reviews on 3 sites
EMV Reader
Mobile Payments
eCommerce

Leaders Best Features:

 

  • Complete Merchant Services
  • Free EMV Terminal & Same Day Approvals 
  • 24/7/365 Customer Support
9.2
Excellent

3305 user reviews on 2 sites
Terminals
EMV Reader
24/7 Support

Flagship Best Features:

 

  • Customer Transparency
  • Accept Payments Online & In-store
  • Automated Surcharging Compliance
9
Very Good

2807 user reviews on 2 sites
EMV Reader
Retail
eCommerce

Merchant One Best Features:

 

  • State-Of-The-Art Technology
  • Industry Low Rates
  • Trusted by 100,000+ Customers
8.8
Very Good

1978 user reviews on 2 sites
Retail
Restaurants
EMV Reader

Cardx Best Features:

 

  • Customer Transparency
  • Accept Payments Online & In-store
  • Automated Surcharging Compliance

 

8.5
Good

1657 user reviews on 2 sites
Customizable plans
Friendly Customer Service
Easy SetUp

Clover Best Features:

 

  • Accept Most Payment Types
  • Easy Sale Tracking & Reports
  • Simple to Learn & Use 

 

8.2
Good

1367 user reviews on 2 sites
Terminals
Retail
EMV Reader

U.S. Bank Best Features:

 

  • In-store, Online & Mobile Payments
  • 2.50% Back on Transaction Fees
  • Cancel Any Time
8.8
Very Good

1973 user reviews on 2 sites
Customizable plans
24/7 Support
Mobile Friendly