Best Small Business Credit Card Processing Companies [2022]

If you want to add value to your small business, increase revenue & attract new customers by accepting credit cards, you’ll need to work with the best credit card processing providers that has all the processing features you need. We researched and reviewed the best credit card processing services so that you can make an informed decision.

9.2
Excellent
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Free Credit Card Reader

9.8
Outstanding


Best Value Processing

9.4
Excellent


No Upfront Costs

Top Pick

Leaders Best Features:

 

  • Transparent Pricing & Rates Starting at 0.15%
  • Free EMV Terminal & Same Day Approvals
  • 24/7/365 Customer Support

 

9.8
Outstanding
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4745 user reviews on 3 sites
Terminals
EMV Reader
24/7 Support

Flagship Best Features:

 

  • Free Clover & EMV Terminal Options
  • Free Setup & No Upfront Costs
  • Same Day Funding Option
     
9.4
Excellent
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3928 user reviews on 3 sites
EMV Reader
Mobile Payments
eCommerce

Stax Payments Best Features:

 

  • Save an Average of 40% on Fees
  • 24/7 Customer Support
  • 0% Markup Processing

 

9.2
Excellent
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3478 user reviews on 2 sites
Terminals
EMV Reader
Mobile Payments

Payment Depot Best Features:

 

  • Great Hardware & Fast Response 
  • No Hidden or Cancellation fees
  • Offers Virtual Terminal & POS Systems

 

8.8
Very Good
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2857 user reviews on 2 sites
Customizable plans
Friendly Customer Service
Easy SetUp

CCP.Com Best Features:

 

  • SMBs looking for VALUE
  • The More You Process, The More You Save
  • Business Membership Perks

 

8.5
Good
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1212 user reviews on 3 sites
Retail
Terminals
EMV Reader

Square Best Features:

 

  • Fits low-volume merchants
  • Cons: high percentage of rejections
  • Cons: high processing rates

 

8.2
Good
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2517 user reviews on 3 sites
Retail
Restaurants
Quick Service

CardX Best Features:

 

  • Customer transparency
  • Accept payments online & In store
  • Automated surcharging compliance
8
Fair
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1207 user reviews on 2 sites
EMV Reader
Retail
eCommerce