Article by Chris Costi, Last update at August 12, 2020
CreditCardProcessing.com is a California based company with a satellite office in Boston. CCP was founded in 1998 and became a subsidiary of iPayment, Inc. in 2012. It is essentially a part of iPayment, which is a large independent sales organization for First Data, one of the biggest card processors in the US. CPP offers competitive rates and fees for their payment processing merchant accounts and is a reliable and easy to use product. They do not require a lengthy contracts and therefore do not charge cancellation fees. CCP works through iPayment and Authorize.net and can handle payments for merchants in the US and Canada. The company’s main focus is handling payments from and for businesses in the US. CCP offer smart terminals and POS solutions with extra features and business management tools. There are over 200 custom apps to help you manage your business efficiently.
CPP uses interchange-plus plans and tiered pricing, but the most accurate quote is depending on the size and type of your business. They offer incredibly competitive rates and do not require the signing of any lengthy contract. They do charge a yearly fee for PCI Compliance which is $119 and a gateway fee of $7.95. A statement fee of $7.95 and a monthly minimum volume fee of $25 is also charged. CPP does not charge any setup or application fees. If you sign a 12 month contract you will receive a free EMV/NFC compliant credit card terminal.
CreditCardProcessing.com offers the MobilePay G4X card terminal free of charge. This will allow you to receive payments on apple and android mobile phones. You also get free setup with Authorize.net and a shopping cart as part of the initial setup. CCP is a good option for merchants with high volume transactions. For new merchants that expect high volume transactions, CCP is a good choice because of their free setup, customer support and technology as well as their superior online processing.
If you are looking for a payment processor with an integrated iPad point of sale system for tracking sales and inventory, then CCP is a good choice. They are also a good choice if you already have an adequate point of sales system, as their card processing software will be compatible with most systems. The iPaymentPOS that they offer is a great choice for small merchants that can run their business from an iPad.
CCP is a well-established credit card processing company that offers a secure and efficient service to merchants of all types. They are great for medium sized businesses who do not need specialized or customized software. Their features might be limited, but adequate for mainstream establishments in both the retail and restaurant trade. They offer payment terminals, a point of sale system, mobile phone processing as well as mail order capabilities. A digital loyalty program and e-Commerce solutions are also available through the iPaymentPOS. CreditCardProcessing.com offers same day approvals, 24/7 toll-free technical support and requires no lengthy contract.
Credit card processing is made easy with CCP. All major credit and debit cards are accepted through their EMV and NFC compliant terminal which is easy to use and extremely reliable. Payments can be accepted on location or on the go, depending on the needs of each establishment. You will be able to accept payments from anywhere at any time. E-Commerce businesses can accept all major card through their websites or over the phone. CCP offers a support team to get you started with the initial integration.
The point of sales software that is offered with CCP, iPayment’s business management portal, comes free with all merchant accounts. Amongst other features, iPayment offers the following.
Quiq is a virtual terminal option suitable for mail and telephone order merchants. The simple checkout page comes with advanced integrations for e-Commerce merchants which also offer API’s and shopping cart options. Quiq also supports recurring transactions and subscriptions. Mobile Processing is offered through iPayments, MobilePay app and EMV card reader. This app also works as a virtual terminal if you are not using Quiq.
Analytics and Reporting is offered with iPayments business management portal. With this application you can analyze your transactions, view customer data and access CRM resources like online reputation management. IAccess & Insights is another addition that is will help you analyze and manage your day to day operations.
Hardware offered through CCP is a free RoamPay, G4X Mobile swiping terminal which is compatible with Windows, Apple and Android phones and tablets. This free card terminal is an EMV and NFC compatible card processor and in order to receive this free you will have to sign a 12 month contract with a $250 cancellation fee to cover the cost of this item. CreditCardProcessing.com also offers basic wired terminals and can reprogram your existing terminals as long as they are compatible. Clover hardware and software is available through CCP. You can customize your system with state of the art hardware to take payments and manage all aspects of your business. Starting with the Clover Station, this powerful countertop POS system is designed for restaurants and large retail establishments. Ideal for smaller businesses is the Clover Mini which accepts EMV cards, pin-based debit transactions and NFC payments including Apple Pay. For food trucks, festivals the Clover Mobile accepts all types of payments. Clover Flex is available for people on the go and will allow you to accept payments from wherever you are. You can accept Android Pay, Apple Pay and cash through this ultra-flexible system. Finally the Clover Go contactless reader is what you will need for secure credit card swipes, dips and taps. This system is used with a tablet or smartphone and has the capability of offering the same security offered by the larger Clover devices.
Customer Loyalty Program is and add-on offered by CCP through their point of sales software, iPayment. This is called Pirq and does not require separate POS integration because your customers download this app and set it up as a digital punch card for your business. A gift card app is offered at competitive prices. This simple to set up, gift card program is flexible and easy to customize.
A merchant cash advance is available for qualifying merchants who need working capital for starting out or to help grow their business. The process is quick and easy and if approved the funds are deposited directly into your checking account.
Customer Service & Technical Support is offered to all US and Canadian clients through CCP’s California and Massachusetts offices. Technical support is covered 24/7 by their large customer support team. The sales person who walked you through the procedure is in-house and remains your account representative once you sign up. Every conversation with CCP’s customer service is recorded for future debates and having the same representative is a huge plus as you will not be given the run-around speaking to different people every time you need help. Their in-house sales and service team keeps customer service well-coordinated. The website also offers a glossary and a short FAQ for your information.
The main activity of CCP is credit card processing. This is done through iPayment, which is a large independent sales organization for First Data, one of the biggest card processors in the US. CPP offers competitive rates and fees for their payment processing merchant accounts and is a reliable and easy to use product.
Express Funding allows merchants to get their money faster. No longer do they have to wait 1 – 2 days for their funds to settle in their bank accounts. With Express Funding, funds are available within hours, 24/7/365. So it is cash in hand.
Analytics and Reporting is offered with iPayment point of sales software. With this application you can analyze your transactions, view customer data and access CRM resources like online reputation management.
Clover hardware and software is available through CCP. You can customize your system with state of the art hardware to take payments and manage all aspects of your business.
CreditCardProcessing.com offers the MobilePay G4X card terminal free of charge. This will allow you to receive payments on apple and android mobile phones. You also get free setup with Authorize.net and a shopping cart as part of the initial setup.
Customer Loyalty Program is and add-on offered by CCP through their point of sales software, iPayment. This is called Pirq and does not require separate POS integration.