Top 7 Credit Card Processing Companies 2023

If you want to increase revenue and attract new customers by accepting credit cards, you’ll need to work with a reputable credit card processing provider. Here are our 2023 top picks:

Updated: June 2023

9.5
Outstanding


No Set Up Fees

9.8
Outstanding


Free EMV Terminal

9.2
Excellent


Flat Rate

Top Pick 2023 🥇

Leaders Best Features:

  • Complete Merchant Services
  • Free EMV Terminal & Same Day Approvals 
  • 24/7/365 Customer Support
9.8
Outstanding

4605 user reviews on 2 sites
Terminals
EMV Reader
24/7 Support

proMerchant Best Features:

 

  • Simple & Transparent Pricing
  • Zero Cost Processing Option
  • Fits High & Low-risk Merchants
9.5
Outstanding

3928 user reviews on 3 sites
EMV Reader
Mobile Payments
eCommerce

Stax Payments Best Features:

 

  • Transparent Pricing & No Upfront Costs
  • Save an Average of 40% on Fees
  • 24/7 Customer Support
9.2
Excellent

3134 user reviews on 2 sites
Terminals
EMV Reader
Mobile Payments

U.S. Bank Best Features:

 

  • Contactless Payment Solutions 
  • No Monthly Minimum 
  • Flexible Plans & No Long-term Contract 
9
Very Good

2637 user reviews on 2 sites
Customizable plans
Mobile Friendly
24/7 Support

Merchant One Best Features:

 

  • State-Of-The-Art Technology
  • Industry Low Rates
  • Trusted by 100,000+ Customers
8.8
Very Good

1975 user reviews on 2 sites
Retail
Restaurants
EMV Reader

Flagship Best Features:

 

  • Customer Transparency
  • Accept Payments Online & In-store
  • Automated Surcharging Compliance
8.5
Good

1507 user reviews on 2 sites
EMV Reader
Retail
eCommerce

Clover Best Features:

 

  • Accept Most Payment Types
  • Easy Sale Tracking & Reports
  • Simple to Learn & Use 

 

8.3
Good

1367 user reviews on 2 sites
Terminals
Retail
EMV Reader

Cardx Best Features:

 

  • Customer Transparency
  • Accept Payments Online & In-store
  • Automated Surcharging Compliance

 

8
Fair

1157 user reviews on 2 sites
Customizable plans
Friendly Customer Service
Easy SetUp