Best Credit Card Processing Companies 2019

When choosing the Best Credit Card Processing solution for your business, it is important to make sure you are picking a company that has all the processing features you need. Whether you are looking for a simple credit card reader or a customizable payment solution, make sure you get them from the top picks. Here are the Best ones for 2019:

leaders merchant services
8.9/10
Excellent

326 reviews on 3 websites
8.9/10
Excellent

326 reviews on 3 websites

Leaders Best Features:

  • Transparent Pricing & Rates As Low as 0.15% 
  • Free EMV credit card terminal & Same Day Approvals
  • All year round customer support 24/7/365
800-891-4994
Leaders video

Leaders Best Features:

  • Transparent Pricing
  • Same Day Approval (98% Rate)
  • 24/7 Customer Support
  • Rates As Low as 0.15%
Leaders Review
  • Retail
  • eCommerce
  • 24/7 Support
  • High Risk
  • Mobile Payments
Flagship logo
8.5/10
Very Good

346 reviews on 2 websites
8.5/10
Very Good

346 reviews on 2 websites

Flagship Best Features:

  • Free Clover & EMV Terminal Options
  • No Setup Fee & No Upfront Costs
  • Same day funding Option
866-760-6541
Flagship video

Flagship Best Features:

  • Free Clover & EMV Terminals
  • No Setup Fee & No Upfront Cost
  • Same day funding Option
Flagship Review
  • Retail
  • eCommerce
  • High Risk
  • Mobile Payments
Full logo
8.2/10
Good

25 reviews on 2 websites
8.2/10
Good

25 reviews on 2 websites

ProMerchant Best Features:

  • Free EMV/Smart Terminals
  • No contracts or cancellation fees
  • Free Virtual Terminal
888-981-8679
Full video

ProMerchant Best Features:

  • Free EMV/Smart Terminals
  • No contracts or cancellation fees
  • Free Virtual Terminal
Full Review
  • Retail
  • Restaurants
  • eCommerce
  • High Risk
  • Mobile Payments
CCP logo
8.0/10
Good

98 reviews on 1 websites
8.0/10
Good

98 reviews on 1 websites

CreditCardProcessing.com Best Features:

  • Retail, online, mobile & MOTO options
  • Meet or Beat price guarantee & Next Day Deposits
  • Get Paid Faster With Express Funding
855-365-1975
CCP video

CCP.com Best Features:

  • Retail, online, mobile options
  • Meet or Beat price guarantee 
  • Next Day Deposits
CCP Review
  • Retail
  • High Risk
  • eCommerce
  • Mobile Payments
paymentcloud
NEW

0 reviews on 1 websites
NEW

0 reviews on 1 websites

PaymentCloud Best Features:

  • Accepts Merchants with Bad Credit
  • Over 98% approval rate for high risk merchants
  • Quick and easy set-up
  • No set-up or application fees
877-907-7070
Full video

 

PaymentCloud Best Features:

  • Accepts Bad Credit Merchants
  • Over 98% approval rate for high risk merchants
  • No set-up or application fees
Full Review
  • eCommerce
  • High Risk
  • Mobile Payments
  • Small business
payment depot
8.1/10
Good

344 reviews on 3 websites
8.1/10
Good

344 reviews on 3 websites

PaymentDepot Best Features:

  • Suits Most for Merchants Processing Over 5K 
  • No long contracts, Pay Month-to-Month
  • Next-day funding available
866-987-0582
Full video

  Payment Depot Best Features:

  • Best For Merchants Processing 5K+ 
  • Month-to-Month Contracts 
  • Next-day funding
Full Review
  • Retail
  • EMV Reader
  • High Risk
  • eCommerce
  • Mobile Payments
Full logo
7.3/10
Okay

51 reviews on 2 websites
7.3/10
Okay

51 reviews on 2 websites

NAB Best Features:

  • Support for a Variety of Currencies
  • Automated Mitigation of Chargebacks
  • Analytics and Reporting
Full video

NAB Best Features:

  • Support for a Variety of Currencies
  • Automated Mitigation of Chargebacks
  • Analytics and Reporting
Full Review
  • High Risk
  • eCommerce
  • Mobile Payments

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Choosing the best credit card processing solution for your business is not only essential, it is also crucial that you choose the best solution for your type of business. There are subtle but fundamental differences between the free credit card readers from brands like Square or PayPal to the more robust readers hardware with the needed extra features. It also depends if you are looking for the best Credit Card Processing for a busy restaurant or an online business. Here are a few FAQ’s that will help you with your quest.

Credit Card Processing FAQ’s

Q: What are the main considerations one has to take into account when choosing a payment processor?

A: The first thing to consider when choosing a payment processor for your business, is which one offers the services best suited to your business. Cost is also a big consideration and you would need to do a thorough investigation into what you will have to pay, so that there are no surprises.

Q: What are the standard charges that I can expect to pay a payment processing company?

A: Apart from the initial set up and installation fees, you can expect to pay a monthly fee for this service, which will depend on which industry you are in, and the volume of payments you will be receiving. Other charges are interest and flat rates per transaction, which should be competitive for the industry, PCI compliance fees, chargeback fees and monthly sales processing limits.

Q: Will I need to sign a contract? What if I decide to cancel if I am not happy with their services?

A: Some payment processing companies do insist that you sign a contract which could be for up to 3 years. If you are a startup or small business, it might be best to find a company that charges per month without a contract. Signing a lengthy contract could be a problem if something should happen to your business and you close down, you would still be liable for a cancellation fee.

Q: How do I make sure that I am covered for all types of payments online and in my store?

A: You will have to make sure that the card payment processor you choose will allow you to receive payments from all major debit and credit cards and the processing terminal must have EMV capabilities which will also allow you to receive chip cards with greater fraud protection. Near Field Communication Technology is also important if you want to receive payments via digital wallets using smart phones or mobile devices.

Q: What happens with future updates on new technology?

A: Most credit card processing companies offer free updates that should keep you up to date with new technology.

Q: What if I only have a brick and mortar retail store and don’t work online?

A: With brick and mortar retail stores, it is important to have a good Point of Sale system that can be connected to mobile credit card readers and have the ability to accept all types of card payments.

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