The Best Credit Card Processing Companies of 2026

Compare best credit card processing companies and see which offers the best terms and fees. Here are the best credit card processing companies for 2026:

Last Updated: January, 2026
9.5
Outstanding
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Free Virtual Terminal

9.8
Outstanding
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Free Credit Card Reader

9.2
Excellent
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Accept Most Payment Types

Top Pick 2026 🥇

Leaders Features:

  • Credit Card & POS Systems
  • Transparent Rates & Pricing
  • For Businesses of Any Size
  • 24/7 Live Customer Support
  • Accept All Payment Types
9.8
Outstanding
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8981 user reviews on 3 sites
EMV Reader
24/7 Support

Kurv Features:

 

  • For Businesses of Any Size
  • Clear & Transparent Pricing With No Hidden Fees
  • Apply Now & Accept Payments in 24 Hours
  • Free Terminal For New Customers
9.5
Outstanding
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7834 user reviews on 2 sites
Easy SetUp
Mobile Payments

Paysafe Features:

 

  • Free Credit Card Reader
  • AI-Driven Fraud & Risk
  • Wide Range of Payment Options
  • Multi-Channel Payment Acceptance
9.2
Excellent
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6272 user reviews on 2 sites
Easy SetUp
Mobile Payments

Clover Features:

 

  • Flat-Rate Pricing With Transparent Costs
  • Accept Most Payment Types
  • In-Store, Online & Mobile Payments
9
Very Good
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5881 user reviews on 2 sites
EMV Reader
Fast processing time

Payment Depot Features:

 

  • Accept All Payment Types
  • $0 Setup & No Cancellation Fees
  • First Month Free of Fees
8.8
Very Good
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4637 user reviews on 2 sites
Terminals
Easy SetUp

Stax Features:

 

  • Customizable Integrations
  • In-House Customer & Technical Support
  • No Hidden Fees or Long-Term Contracts
8.5
Good
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3019 user reviews on 2 sites
Retail
EMV Reader

Best Payment Processing & Point of Sale:

Editor's POS Choice

Leaders Features:

 

  • All-In-One POS Hardware & Software
  • Integrated Payments For Faster Checkout
  • Real-Time Reporting Across Devices
  • Accept All Payment Types
9.8
Outstanding
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5884 user reviews on 2 sites