The Best 7 Merchant Services Companies 2026

Compare the best merchant services companies and see which offers the best terms and fees. Here are the best credit card processing companies for 2026:

Last Updated: January, 2026
9.5
Outstanding
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Reduced Processing Fees

9.8
Outstanding
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Free Credit Card Reader

9.2
Excellent
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Easy, Secure & Reliable

Top Pick 2026 🥇

Leaders Best Features:

  • Transparent Rates & Pricing
  • Rates as low as 0.15%
  • Same Day Approvals (98%)
  • 24/7 Live Customer Support
9.8
Outstanding
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5405 user reviews on 3 sites
Terminals
Mobile Payments
24/7 Support

Payment Depot Best Features:

  • Accept All Major Cards
  • No Hidden Fees
  • Live Customer Service
  • For Retail, B2B & Restaurants
9.5
Outstanding

4432 user reviews on 2 sites
Mobile Payments
Online Setup
24/7 Support

Merchant One Best Features:

 

  • Used by 100K Customers
  • Easy, Secure & Reliable
  • Fast Set Up
9.2
Excellent
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3575 user reviews on 2 sites
EMV Reader
Mobile Payments
eCommerce

Clover Best Features:

 

  • Payment Processing & POS
  • Easy Sale Tracking & Reporting
  • Easy Setup & Simple to Use
8.8
Very Good
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3146 user reviews on 2 sites
Terminals
EMV Reader
24/7 Support

Stax Best Features:

 

  • Accept Most Cards
  • Month-to-Month Contract
  • 24/7 Customer Support
8.6
Very Good

2522 user reviews on 2 sites
EMV Reader
Fast processing time
Chat Support

Editor's Choice

Top Pick 2026

Leaders Best Features:

  • Transparent Rates & Pricing
  • Rates as low as 0.15%
  • Same Day Approvals (98%)
  • 24/7 Live Customer Support
9.8
Outstanding

5405 user reviews on 3 sites
Terminals
EMV Reader
Easy SetUp