National Processing Review, Features & Pricing [2019]

295 reviews
on 3 websites
  • Mobile Payments

Key Features

  • ACH processing
  • Secure online payments
  • Online gateway and virtual terminal
  • Smartphone processing
  • Competitive pricing
  • Quick and easy set-up
  • Dedicated account executive
  • Superior customer service


Fees That National Processing Does Not Charge:

  • Annual Fees
  • Monthly minimum fees
  • NO Long Term Contracts

National Processing Competitive rates:

  • Interchange + Margins 0.20% + $0.10
  • Monthly Fee $9.95/month
  • Interchange Fees No markup/Pass-through at cost
  • Card Assessment Fees No markup/Pass-through at cost

Things To Note

National processing offers its services to all types of retail, service and e-commerce businesses. The biggest advantage is that you can accept payments from your customers away from your store location on a smartphone, or online whether this is by credit card or check. Card readers are available and you can collect payments in any situation with the latest technology to keep you and your customers secure from fraud. National Processing helps you open a line of communication between your customer’s bank and your account for instantaneous payments. National Processing is primarily a payment processor but for those who need to obtain a POS system, they do offer some good choices through their website. A monthly statement is issued showing all your transactions which can be used for accounting and tax purposes.

In A Nutshell

National Processing currently maintains an “A+” rating with the BBB and has held this position since 2008. They have integrated relationships with many banks and the infrastructure to offer customized programs to all types of businesses. Their automated clearing house will process all types of payments including checks and phone orders for all commercial and e-Commerce businesses. Thousands of businesses, both small and large are using this award winning merchant processing company. They guarantee 100% satisfaction and can be trusted to process all credit cards, ACH, check payments and online transactions.

Let’s Dive Deeper

All merchants need to be able to collect payments for their goods or services. The benefit of using a company like National Processing instead of a specific credit card processing company is that they can offer numerous ways to receive payments and work out to be a lot cheaper in the long run. If you are a business that works with a big amount of electronic payments through your website, it is better to find a financial service provider like National Processing to process your payments as they can offer you a package that fits within your budget. With a service provider you will be able to accept online cards, electronic check payment and send out electronic invoicing quickly and efficiently at a much lower cost. National Processing offer the possibility of integrating into any payment software which offers e-invoicing.

Mobility is key in this day and age and being able to receive or make payment from a smartphone has become the norm. All new technology is aimed at expediting the process of collecting payments. In order to get ahead in today’s world, you need to be able to accept payments online to increase the profitability and efficiency of your business. In order to do this you would need to sign up with a company like National Processing to get the maximum flexibility on how you receive payments, at a cost effective price. The company also offers electronic invoicing and the setup of recurring bills through their online billing system which will streamline your online financial accounts.

All merchants need processing services regardless of their size. National Processing offers an excellent services at low rates for all business types and are definitely an option for you to consider if you are in the US. The software that they provide will help you keep track of your transactions and you will receive a monthly statement with all the information you need for your tax records. There are still consumers that prefer to write checks which you will undoubtable receive, at your point of sale. The Check21, point of sale solutions, checks by phone, check guarantee, ACH processing and remote deposit capture are all acceptable through National Processing’s effective check processing acceptance program. Their wide variety of products and services helps you accept more checks and realize increased cash flow, while reducing risk.

Hardware is available through They offer the Poynt Smart Terminal, which is an all-in-one smart device that you can use on your counter. If you want to get a POS system through their website they have the Foundry POS software suite which has intuitive management tools. This point of sale system was created for small and medium sized businesses who need the usual POS features to run their business efficiently. This is an Android tablet based point of sale suite which is easy to install and use. There is an integrated receipt printer and a 13 inch touchscreen with integrated bar code scanner. There are optional extras like a kitchen printer which can be connected by Ethernet or Bluetooth. The Foundry point of sale suite comes with an EMV reader and a contactless reader for ApplePay and Samsung Pay. This POS system can be used in multi locations and has customized menu features which can be modified.

National Processing is known for their exceptional customer service. They have a team of professionals who deliver quality services to their clients.

National Processing Best Features

  • Benefits of ACH Check Processing – safely receive preauthorized check payments
  • Online Payment Solutions – accept all types of payments online
  • Smartphone processing – receive payment on your smartphone
  • Competitive pricing – cost effective charges
  • Quick and easy set-up – payment processing software can be setup quickly
  • Dedicated account executive – personalised customer service
  • Customized solutions – the company will work on a customized solution for your business
  • POS equipment – Foundry point of sale system available through their website
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